ChainTale — Terms of Service

DRAFT — requires review by qualified counsel before publication. Grounded in ChainTale's actual features and code (branching/continuation mechanic and docs/legal/continuation_license_requirements.md; AI generation via Higgsfield in backend/app/generation.py; credits and Apple in-app purchases in backend/app/routers/purchases.py, store.py, appstore.py, and credits.py; moderation and social features in backend/app/routers/). Not legal advice. Company, contact, jurisdiction, liability-cap, and effective-date details are now filled in (Tygart Nexus LLC), but qualified-counsel legal review has not been performed. The audience posture is RESOLVED: 13+ (teen audience, audience_mode = teen_open_ugc) per docs/compliance/age-policy.md — a posture that, as that record states, knowingly re-opens minor-safety and child-privacy obligations.

Last updated: 2026-06-18 (draft). Effective date: June 18, 2026.

1. Agreement to these Terms

These Terms of Service ("Terms") are a binding agreement between you and Tygart Nexus LLC ("we", "us", "our") governing your use of the ChainTale mobile application and related services (the "Service"). By creating an account or using the Service, you agree to these Terms, to our Privacy Policy, and to our End User License Agreement. If you do not agree, do not use the Service.

These Terms incorporate by reference our Privacy Policy (docs/legal/PRIVACY_POLICY.md), our DMCA / Copyright Policy (docs/legal/DMCA_POLICY.md), and the End User License Agreement (docs/legal/EULA.md).

You must be at least 13 years old to use the Service. The Service is not intended for, or directed to, children under 13, and we do not knowingly allow anyone under 13 to create an account. By using the Service you represent that you are at least 13, that the information you provide is accurate, and that you have the legal capacity (or the required parental consent) to enter into these Terms. The Service includes an age gate that requires your date of birth; you must complete it truthfully.

If you are a minor. If you are under the age of majority in your jurisdiction (typically 18), you may use the Service only with the knowledge and consent of a parent or legal guardian, who must review and agree to these Terms on your behalf and is responsible for your use of the Service. Where the law of your country requires a higher minimum age for you to consent to the processing of your personal data without parental authorisation (for example, age 15 or 16 under GDPR Art. 8 in some EU/EEA states), you must have that parental authorisation, and a parent or guardian must accept these Terms for you. Parents and guardians who believe their child uses the Service without their consent can contact us at jon.tygart@tygartnexus.com.

We may suspend or terminate accounts we reasonably believe belong to anyone under 13, and, if we obtain actual knowledge that a user is under 13, we will delete the account and associated personal data as described in the Privacy Policy. You may not use the Service if you are barred from doing so under applicable law or have previously been removed for violating these Terms.

3. Your account

You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Authentication is provided through Amazon Cognito; we never see or store your password. Notify us at jon.tygart@tygartnexus.com of any unauthorised use. To request access to or deletion of your account data, contact jon.tygart@tygartnexus.com (see the Privacy Policy — in-app self-service export/deletion is not currently available).

4. The Service

ChainTale lets you create short-form video "clips," continue ("branch") one another's clips into evolving "stories," and generate video clips using AI. You can follow other users, like, save, and comment on clips, and report or block content and users. Features available at any time may change.

5. Acceptable use and user content rules

You are solely responsible for the content you create, upload, generate, or share ("User Content"), including AI-generated clips and your prompts. You agree not to create, upload, post, generate, or share content, or use the Service, in any way that:

is unlawful, or facilitates unlawful activity;
sexually exploits or endangers a minor, or sexualises minors in any way (we screen for and report suspected child sexual abuse material to the appropriate authorities, including NCMEC, as required by law);
is sexually explicit or pornographic, or otherwise violates our content rules;
depicts, promotes, or incites violence, self-harm, terrorism, or hatred against a protected group;
harasses, bullies, threatens, defames, or doxxes another person;
impersonates another person, or uses AI-generated or manipulated media to deceive, defraud, or mislead (including non-consensual or deceptive synthetic media of real people);
infringes anyone's intellectual property, privacy, publicity, or other rights (see Sections 7–9 and the DMCA Policy);
contains another person's likeness, voice, trademark, or copyrighted work without the rights to use it;
contains spam, scams, malware, or attempts to circumvent moderation, security, rate limits, credit accounting, or access controls.

We apply automated and human content moderation (including Amazon Rekognition, Transcribe, and Comprehend), and may decline to publish, remove, limit the reach of, or take account action on content that violates these rules. Uploaded and generated content may not be published until moderation has run.

6. AI-generated content

The Service can generate video clips from a text prompt using a third-party AI provider (Higgsfield). You agree that:

You are responsible for your prompts and the resulting output, and your use of both must comply with Section 5. Prohibited prompt uses include generating CSAM or sexualised minors, deceptive synthetic media of real people, content that infringes others' rights, and other content barred by Section 5. Prompts are screened before generation, and we may refuse or block any generation.
Output is machine-generated and provided without guarantee. We do not warrant that generated content will be accurate, original, non-infringing, unique to you, or fit for any purpose, and similar output may be generated for other users.
AI-generated clips are labelled as such within the Service.
As between you and us, and to the extent permitted by applicable law and the AI provider's terms, you may use the output you generate subject to these Terms; you remain responsible for ensuring your use does not violate any law or third-party right. We make no representation that AI output is protectable by copyright.
Generating a clip spends credits (Section 8).

7. Your content — license you grant us and the branching/continuation license

You retain ownership of your User Content. To operate the Service, you grant Tygart Nexus LLC a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to host, store, reproduce, adapt (e.g. transcode, sample frames, generate thumbnails, transcribe, and use a parent clip's frame as a seed image for an AI continuation), publicly perform and display, and distribute your User Content in connection with operating, promoting, and improving the Service.

Continuation / branching license. Because the Service is built on branching, by publishing a clip you grant other users and us a license to create and host continuations ("branches") that build on your clip within the Service. Each clip — including each continuation — remains owned by its own creator; a continuation license is not an assignment, and neither you nor a continuing creator acquires ownership of the other's clip. Closing a story or deleting or detaching a clip affects how continuations are displayed but does not transfer ownership; the treatment of "orphaned" continuations when a parent is removed is described in the in-app rules and our continuation-license requirements.

[Counsel — finalise the branching-license terms.] The precise scope (in-app only?), revocability on story-close or takedown, and the survival/ ownership rule for orphaned continuations must be settled per docs/legal/continuation_license_requirements.md and reflected here.

You represent and warrant that you own or have all necessary rights to your User Content and prompts and to grant these licenses, and that your User Content does not violate Section 5 or anyone's rights. These licenses last as long as your User Content is on the Service and end a reasonable time after deletion, except for residual backup copies and copies others lawfully retained, re-shared, or built continuations on before deletion.

8. Virtual credits

The Service uses virtual "credits" that you spend to generate AI clips (one credit per generation). You can obtain credits by buying credit packs, through the Studio Monthly subscription, and through any daily free allowance we offer.

You acknowledge and agree that:

Credits are a limited, personal, non-transferable license to use a feature of the Service — not your property and not money. You do not "own" credits.
Credits have no monetary value, are not redeemable for cash, and cannot be transferred, sold, or exchanged outside the Service.
Credits are non-refundable except (a) where required by law, (b) where Apple issues a refund for an underlying purchase (in which case the corresponding credits may be revoked), or (c) our automatic refund of a credit when a generation fails for technical reasons.
We may expire, adjust, or forfeit credits in cases of account termination, fraud or abuse, chargeback/refund, or as otherwise described in these Terms. Any daily free credits are use-it-or-lose-it for the day granted.
We may change credit pricing, pack sizes, the per-generation credit cost, or the daily allowance prospectively.

9. Subscriptions and billing (Apple in-app purchase)

Credit packs and the Studio Monthly subscription are sold through Apple's in-app purchase system. Apple is the merchant of record and processes your payment; we do not handle your payment-card details.

Auto-renewal. Studio Monthly is an auto-renewing subscription: it renews automatically each period and your Apple account is charged at the then-current price unless you cancel at least 24 hours before the end of the current period. Each renewal grants the subscription's monthly credits.
Managing and cancelling. Manage or cancel your subscription in your Apple ID subscription settings. Cancelling stops future renewals; it does not retroactively refund the current period.
Refunds. Because Apple is the merchant of record, refunds are handled by Apple under Apple's policies; we do not directly issue refunds for in-app purchases. If Apple refunds or revokes a purchase, we may revoke the associated credits and, for a subscription, end the associated benefits.

You may follow, block, and report other users and content. Reporting and blocking help keep the Service safe; abuse of these features (e.g. false reports) may itself violate these Terms. We may remove content, restrict features, limit reach, suspend, or terminate accounts to enforce these Terms, comply with law, or protect users and the Service.

11. Copyright and the DMCA

We respond to notices of alleged copyright infringement under the U.S. Digital Millennium Copyright Act (DMCA) and similar laws. Our notice-and-takedown process, counter-notice process, designated agent, and repeat-infringer (three-strike) policy are set out in docs/legal/DMCA_POLICY.md. We may terminate the accounts of repeat infringers.

12. Third-party services

The Service relies on third parties, including Apple (in-app purchase, notifications, distribution), Amazon Web Services (hosting, storage, moderation), and Higgsfield (AI generation). Your use of the Service is also subject to those parties' applicable terms, and we are not responsible for third-party services.

13. Termination

You may stop using the Service and request account deletion at any time (jon.tygart@tygartnexus.com). We may suspend or terminate your access, with or without notice, if you violate these Terms, if required by law, to protect users or the Service, or if we discontinue the Service. On termination, the licenses you granted end as described in Section 7 (subject to residual/backups and existing continuations), unspent credits are forfeited, and sections that by their nature should survive (e.g. Sections 7, 8, 14–16) will survive.

14. Disclaimers

[Counsel — capitalised disclaimer/warranty/liability language must be reviewed and conformed to the State of Florida, United States; some jurisdictions limit these.]

THE SERVICE, INCLUDING AI-GENERATED OUTPUT AND CONTENT MODERATION, IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, THAT AI OUTPUT WILL BE ACCURATE, ORIGINAL, OR NON-INFRINGING, OR THAT MODERATION WILL CATCH ALL PROHIBITED CONTENT. YOU USE THE SERVICE AT YOUR OWN RISK.

15. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Tygart Nexus LLC AND ITS AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, PROFITS, OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE OR AI-GENERATED OUTPUT. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TYGART NEXUS LLC IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) USD $100.00. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

16. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Tygart Nexus LLC and its affiliates from claims arising out of your User Content or prompts, your use of the Service, or your violation of these Terms or of any law or third-party right.

17. Governing law and disputes

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict-of-laws rules. The state and federal courts located in Orange County, Florida will have jurisdiction, except where mandatory consumer-protection law gives you the right to bring proceedings in your home jurisdiction.

[Counsel] Decide whether to include an arbitration agreement and/or class-action waiver. These are heavily regulated and may be unenforceable or require special opt-out/consumer treatment. Left out of this draft intentionally.

18. Changes to these Terms

We may update these Terms. Material changes will be notified in-app or by email before they take effect, and the "Last updated" date will change. Your continued use after changes take effect constitutes acceptance.

19. Contact

Questions about these Terms: jon.tygart@tygartnexus.com Tygart Nexus LLC, 200 E Robinson St., Suite 1120, Orlando, FL 32801, United States